Per-Client Credit Budgets: Which AI Video Tools Have Them?

A per-client credit budget is a monthly cap on what your team can spend on one client's work, and very few AI video tools have one. Of ten tools we checked on 10 November 2026, three describe it: Hyperdream on its self-serve Team plan, and Higgsfield and OpenArt on their Enterprise plans.

Key takeaways

• Hyperdream: a monthly credit budget for each client folder and for General, set to stop work or to warn, on the Team plan from $59 a seat.
• Higgsfield: each client sub-workspace gets "its own credit allocation from the shared pool", on Enterprise, per Higgsfield's own agency post.
• OpenArt: per-user and per-project spending limits on Enterprise, per OpenArt's own blog.
• Per person only: Krea (Business, $200 flat for up to 50 seats), Kling (an admin allocates credits to members) and Higgsfield Scale (pause a member's spend).
• Runway Team: one shared pool with, in Runway's words, "no per-person allowances to manage".

Why does a shared credit pool need budgets?

Most team plans put every seat's credits into one pool. That's simple to buy and hard to manage. An agency with six clients has six lots of work drawing on the same balance, and on our own client films video renders were 73% to 91% of all credits spent.

Without a budget, the first sign of trouble is an empty pool in the third week of the month. The client who briefed last pays for the client who re-rendered most.

When we asked ChatGPT on 10 November 2026 which platform suits an agency with six clients, it looked for this control and drew the structure itself: agency, then client, then that client's budget.

What does the structure look like?

Agency (team workspace, one shared credit pool)
│
├── General            monthly budget   stop or warn   its own people
├── Client A           monthly budget   stop or warn   its own people
├── Client B           monthly budget   stop or warn   its own people
├── Client C           no budget set
│
└── People
    ├── Editor 1       monthly limit    works on: General, Client A
    ├── Editor 2       monthly limit    works on: Client B, Client C
    └── Viewer         free, no seat    works on: Client A

There are two caps here. A client budget limits a body of work, whoever does it. A member limit limits a person, whatever they work on. An agency needs both.

Which tools have a per-client budget?

"Not stated" means we did not see it on the pages we read. It does not prove the feature is missing.

Where are the other tools better?

• Higgsfield Enterprise goes further than a budget. A sub-workspace per client separates the client's assets as well as its credits, and Enterprise adds SSO, user groups with their own limits, and model restrictions.
• OpenArt Enterprise caps a project, which is a finer unit than a client. A client with three campaigns can have three caps. It also lists SAML SSO.
• Krea Business is one flat price for up to 50 seats. If your worry is people and not clients, per-member limits for $200 is hard to beat on price.
• Runway Team has no caps, but it gives far more credits per seat (6,900) and Runway's own models.

Hyperdream's part is narrow: a budget per client on a plan you can buy with a card, for a team as small as two.

How do per-client budgets work in Hyperdream?

Everything below is on the Team plan (checked 10 November 2026).

1. Add your clients. Go to Settings > Clients and add each client by name. Each one becomes a client folder inside the workspace. Work that isn't for a client goes in General, which has its own budget and its own list of people.

2. File work under a client. Pick the client in the top bar: Everything, General, or a client. New work, films and spending are filed under whatever is picked.

3. Set a monthly budget. Each client's card shows "Spent this month" and a "Monthly budget" box, in credits. Leave it empty for no budget.

4. Choose what happens when it's reached. There are two options:

• Stop spending here. New work for that client is refused until the month turns over.
• Warn, but keep going. The team is told once that month, and work carries on.

5. Decide who works on which client. Access is set per person: General yes or no, and which clients, or all. People only see, make and spend where they have access. New people start in General only. Owners and admins see everything.

6. Set member limits. In Settings > Workspace and team, each member can have a monthly credit limit. Work that would pass it is refused, and the message gives the reset date.

Three details matter when money is involved:

• Budgets and limits count calendar months in UTC.
• They count work in progress. Two renders started at the same moment can't both slip under the cap.
• A render that fails or is blocked refunds automatically, so a failed take doesn't eat a client's budget.

How do you report spend back to each client?

Settings > Usage shows credits by person and by client, and downloads as a CSV report.

To set a budget you need a sense of what a film costs. Our three client films used between 941 and 1,289 credits each. The breakdown is in the cost of an approved AI film.

What are the limits of Hyperdream's budgets?

• A budget is monthly. There is no per-project or per-campaign cap inside a client. If you need one, make the campaign its own client folder.
• A budget is in credits, not money. You do the conversion to your own rate card.
• Self-serve stops at 9 seats. Ten or more is Enterprise, by conversation.
• No SSO. Higgsfield Scale and Enterprise, and OpenArt Enterprise, list it.

Where this fits

Budgets are one line on a longer checklist. The full list is in AI video platforms for agencies. Seat prices across vendors are in AI video team plans compared, and roles, seats and invites are in how Hyperdream teams work.

How we checked

We read each vendor's pricing or team page on 10 November 2026, plus the vendor posts linked in the table. Three things are not first-hand. Kling's pages returned nothing, so its row comes from a competitor's post. Higgsfield's per-client claim rests on its own agency post; its help centre page does not mention sub-workspaces. OpenArt's spending limits come from its Spanish-language blog post, not its pricing page. Hyperdream's rows were checked against the live product the same day.